Insurance Scheme

ALL Australians need a no-fault insurance scheme for everyone who has, or aquires a significant disability. If elected a Carers Alliance Senator will dedicate themselves to ensuring an NDIS is not relegated to the national dustbin as every other positive outcome from every other inquiry has been. When the productivity inquiry findings are handed down the Carers Alliance will put before parliament a private members bill to set up the Scheme. We will seek mandated rights for service for all people with significant disability and for all children with additional needs. .

The NDIS is currently with the productivity commission but as yet neither the Liberals or Labor have committed to its implimentation. These failures of delivering positive outcomes have been supported and encouraged by those by those who purport to represent us and together we can change this status quo.

National Disability Insurance Scheme

would be a landmark social and economic reform, transforming the lives of Australians with disabilities and their families.

National Disability Insurance Scheme

It’s time to change the way services for people with disabilities are funded and structured in Australia.

It’s time to make services for people with disabilities and their families effective, equitable and efficient.

Almost every Australian has cared, or is caring, for a family member with a disability, or knows of a family doing so. Many of these families fall through a huge gap in Australia’s social services network.

Those who acquire a disability through a workplace or a motor vehicle accident generally receive financial support. However, for those who acquire permanent disabilities in other accidents, are born with a permanent disability, acquire a permanent disability through a medical condition or have a permanent mental illness, there is no automatic support to meet their needs.

This is a national disgrace and an issue for every Australian.

It’s time to introduce a new national safety net, ensuring peace of mind for all Australians should they or someone they love become severely disabled.

In place of Australia’s current crisis-driven, outmoded welfare-based approach to disability services, it’s time for a modern, forward-thinking National Disability Insurance Scheme.

Governments are already spending billions of dollars on disability services. A national insurance approach with its inbuilt focus on lifetime needs and claims management would be much more effective and efficient, as well as fair.

With the number of Australians with a severe physical, intellectual and/or behavioral disability increasing, and the community’s capacity to provide informal care declining, it’s time to start planning properly for the future, as Australia did in the 1980′s when compulsory superannuation was introduced.

Its time to cement a National Disability Insurance Scheme as a central plank of Australia’s social and economic policy framwork.

The Plan

Australia’s approach to disability services is crisis-driven and welfare-based. A National Disability Insurance Scheme (NDIS) would change this. The Scheme would provide funding for essential care, support, therapy, aids, equipment, home modifications and access to the community, education and training.

As an insurance-based scheme, providing cover to Australians as and when they needed it, an NDIS would be funded by all taxpayers through general revenue or an extension of the Medicare insurance levy. An insurance-based approach to disability services stems from the view that disability is a “risk” that can strike anyone in our society, with potentially catastrophic consequences if proper support services are not in place, but will not affect everyone.

Because an NDIS would be a major social and economic reform, on a par with the introduction of Medicare and compulsory superannuation, the first necessary step towards implementation is a detailed feasility study that would allow for careful, thorough planning and consultations with the States and all stakeholders.

It is envisaged that principal beneficiaries would be those Australians with profound and severe disabilities (approx 700,000) who need assistance with daily living tasks (self care, communication and mobility) while people with more moderate disabilities could also be eligible for some assistance based on their lesser needs.

The defining criteria should be needs, as determined by clear eligibility criteria, which would include measures of physical, intellectual and behavioral disabilities.

It’s estimated that only some 3% of the population would be the primary beneficiaries of an NDIS. But all Australians would benefit from the peace of mind of knowing that a Medicare-type safety net was in place, should they or someone they love be affected by disability, either from birth of as the result of accident or illness.

Without a comprehensive funding plan to meet future need, Australia faces social catastrope as an entire generation of ageing carers die, other carers and people with disabilities become increasingly isolaated from the labour force and the community, and many more families collapse under the strain.

Read more – visit the NDIS website, sign the petition and contact your elected representatives.

A National Disability Insurance Scheme (NDIS)

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